Small Business Advisory and Loan Preparation Services
Small Business Advisory and Loan
Preparation Services
Small Business Advisory and Loan Preparation Services
Small Business Advisory and Loan
Preparation Services
Clear, Concise, Actionable Tasks
Step-by-Step Loan Preparation
Struggling to Secure a Business Loan?
Did you know 73% of small businesses are denied traditional bank loans, either fully or partially? This challenge often stems from inadequate preparation and incomplete documentation.
My book, Before You Apply: Key Tasks for Small Businesses Pursuing Bank Loans, provides 14 critical steps to help small businesses improve their chances of loan approval. It’s a must-read for business owners serious about securing financing with a traditional bank.
Preparation is the key to success!
Order your hardcopy, eBook, or audiobook on Amazon now: Before You Apply.
FREE Guide: 14 Hidden Tasks for Business Loan Success
Sign up to receive my free guide with often-overlooked tasks critical to loan approval. You’ll also get updates on my upcoming Before You Apply Bootcamp, where I’ll personally help your business prepare for the lending process with confidence.
👉 Get your free guide now!
ABOUT US
Over 20 Years of Experience
CIRTT Small Business Consulting offers affordable, invaluable support to small and micro-sized businesses by providing expert guidance and tailored solutions across various areas of business operations.
We help entrepreneurs refine their business strategies, help businesses create comprehensive business plans, and make informed decisions regarding partnerships and expansions. By addressing unique challenges and offering problem-solving expertise, CIRTT Small Business Consulting ensures businesses can navigate obstacles and seize growth opportunities.
Additionally, CIRTT Small Business Consulting offers essential services such as business plan writing, business loan preparation, bookkeeping, tax preparation, and full human resources management, allowing business owners to focus on their core operations while maintaining financial health and compliance.
Ultimately, CIRTT Small Business Consulting empowers businesses to operate more efficiently, achieve their goals, and sustain long-term success in a competitive market.
NEWS AND MEDIA
Expert Citings
Cited as an Expert in Forbes
Expert Citing Rachet+Wrench
Honored to have been quoted in Newsweek and cited as an expert twice. One article reviews "Seven Red Flags to Look Out for on a Job Ad, According to Business Experts", published on 6.21.23. The second article is titled "Fury as Employee Gets Job Offer Pulled After Asking for a $1 Pay Increase" on 7.25.2023.
Expert Citing Rachet+Wrench
Cited as an Expert in Forbes
Expert Citing Rachet+Wrench
In July, 2022, I was quoted as an expert in Rachet+Wrench magazine, the leading publication for auto mechanics. On page 33, I contributed to the article "How to Get Authentic Employee Feedback".
Cited as an Expert in Forbes
Cited as an Expert in Forbes
Cited as an Expert in Forbes
Honored to have been quoted on Forbes.com and cited as a business expert on 9/7/2021. I contributed to the article discussing "Best Practices for Remote Working Agreements, Policies and Procedures". This article is an example of small business advisory services I provide.
Contributor FenderBender
Contributor FenderBender
Cited as an Expert in Forbes
I was interviewed and cited as an expert in an issue of FenderBender Magazine, the leading publication for autobody repair shops. In the Dec 13, 2022 edition, I was mentioned as a business consultant. In the June, 2023 issue (page 25) I discuss the process of financing a business expansion, how business plans are used in the process and more.
Contributor Clockify
Contributor FenderBender
Contributor Clockify
My contribution to the article was included in Clockify on September 2023. The blog post titled "10 Fast Ways to Improve Employee Productivity in the Workplace" included my contribution that discusses the importance of on-boarding new employees.
Some Tasks We Do For Our Clients
Business Plan Writing/Evaluation
Business Plan Writing/Evaluation
Business Plan Writing/Evaluation
Before you spend thousands of dollars writing a business plan, use my 20 years of small business consulting experience and knowledge to help you determine if a professional business plan is necessary. If one is needed, I will write a detailed business plan you can submit for funding at traditional banks.
Business Partner Evaluation
Business Plan Writing/Evaluation
Business Plan Writing/Evaluation
If you are considering a partnership with an individual, this service is essential. As part of my small business advisory services, I will verify that everyone in the partnership understands their role and have an unbiased person on the team, especially when issues arise. Watch this video for more information.
Problem Solving
Business Plan Writing/Evaluation
Bookkeeping Service and Tax Prep
Part of business consulting involves visiting visiting companies and conducting reviews in all areas, using criteria unique to your organization. Processes are developed that increase the chance of your facility passing any type of financial or health inspection.
Bookkeeping Service and Tax Prep
Business Plan Writing/Evaluation
Bookkeeping Service and Tax Prep
My small business consulting services include specializing in solving bookkeeping issues using QuickBooks Desktop and Online. Once bookkeeping issues are resolved, my Team can regularly provide bookkeeping services. Additional service includes tax prep assistance to ensure on time tax filing.
Human Resources Guidance
Human Resources Guidance
Human Resources Guidance
My small business advisory services include providing HR services that include ensuring compliance with federal and state law. In addition, I provide new hire documents, evaluations, consultations, terminations, policy writing, handbook updates and more. Watch our YouTube HR video playlist.
Action Plans
Human Resources Guidance
Human Resources Guidance
Once a general review of your company has been completed, a detailed, customized report is written and reviewed with your Management team. Our report covers visible issues, potential issues, suggestions for corrective action and training recommendations.
Basic Website Design
Human Resources Guidance
Basic Website Design
Our small business advisory services include basic website creation. This includes copywriting, design, website hosting, publishing and creating an online presence for your business. This is an important step for small and micro sized companies to let everyone know you exist while scaling businesses to the next level.
Tools and Guidance
Human Resources Guidance
Basic Website Design
Our business consulting services provide your organization with the corporate tools necessary to maximize the consumer experience, attract new investors, reduce the chance of failing health inspections, motivate employees and reduce turnover. Watch our YouTube video on processes.
Keynote Speaker and Presenter
Motivation and ACTION for Your Participants
If your organization is planning a business-related event, please consider my services. As an expert cited by Forbes, Newsweek and other publications, I speak on a wide variety of business-related topics including Human Resources, Business Plan Writing, Business Expansion, Business Loans, Business Operations and of course, YouTube from my perspective. My YouTube channel showcase a number of topics I am well-versed in discussing. Send me an email with your event information and goals.
Breakout Speaker at The 2024 Woodlands Chamber Business Summ
I had the honor of being selected as a Breakout Speaker at The Woodlands Area Business Summit on November 13, 2024. I presented the 14 essential tasks outlined in my latest book, Before You Apply: Key Tasks for Small Business Owners Pursuing Bank Loans.
Each participant received a seminar copy of the book, accompanied by in-depth explanations of each task and their significance along with a question/answer period. This 40-minute lecture was designed to equip business owners with the knowledge needed to successfully prepare for and increase the chances of securing business expansion funding through traditional banks.
If your organization would benefit from this presentation, please feel free to contact me via email for more information on how you can book me for this and other seminars.
Nina Ross was one of the breakout speakers at the 2024 Woodlands Chamber Business summit